$ailing The Financial $ea$

This is a ship Scott made for our girls one cold, winter night. It's lessons are: On the journey to financial freedom, first, just get going, and second, don't compare your ship to the Queen Mary!

I have to AdMiT, I was a little (or a lot) hesitant to write a post about money.  You may have read my earlier post “Broke Was My Goal” where I talked about being a teacher with a financial mess on my hands and how I got out of that mess by taking one small step at a time.  Back then, I was a teacher on a limited salary.  Now I’m a doctor’s wife and on the other end of the spectrum.  You can probably understand my hesitation of talking about MoNeY.  The last thing I want to do is discourage our readers, who may think, “That’s easy for you to say.  I could do that if I were in your situation.”  My motive for talking about money is to give hope and encouragement, regardless of where you find yourself financially.  Not only do I desire for you to have hope in your financial situation, but also financial PeAcE.

That is a phrase I first heard in 2006 when Scott, my husband, and I took guru Dave Ramsey’s “Financial Peace University” class.  That really ChAnGeD the way we looked at money.  Up to that point we weren’t all that bad at handling money, but really didn’t have a clear-cut plan.  However, once we took this class our goals changed.  Because financial peace and living DeBt FrEe is our goal we have chosen to make certain sacrifices in our finances.  For us, it meant swallowing our pride and not trying to keep up with the Jones’ next door.  We don’t always do things perfectly.  {I’ll even share some of my mistakes I’ve made on this journey}.  But we are trying to take small steps in the right direction.  For example, my husband Scott drives a 13-year-old SUV with close to 300,000 miles.  My vehicle is a 4-year-old Dodge minivan which I plan to drive until it dies.   In addition, for two years we lived in a 950-square foot home with two kids and two dogs.

For everyone,  the definition of SaCriFiCe is different, but for everyone AcTiOn is required.  Just as we talk about losing weight, exercising more, or being a better parent/spouse, inaction is inertia; and inertia makes sacrifice just another good InTeNtIoN.

Here’s wishing you success in overcoming inertia….that difficult first step.  BoN VoYaGe!

:)

Robynn~

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